Call Now 0203-633-1278

Leverage Home Equity to Avail Low Cost Homeowner Loans

  • Unsecured Homeowner Loans
  • Compare and Choose
  • No Guarantor Required

How much do you want to borrow?

Representative Example

We compare loans that can be paid back between 1 to 25 years. The APR interest rate you'll be charged depends on your personal circumstances, and will be between 3.2% and 99.9%. This is a representative example of what it may cost: a Loan of £7,500 over 60 months at 3.3% APR would equate to monthly repayments of £135.60, and the total cost of the loan that you pay back would be £8,136.22

Warning: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK
Credit subject to status & affordability assessment by Lenders.
Best Unsecured Loans (www.bestunsecuredloans.uk) is a credit broker and not a lender

Best Unsecured Personal Loans for Homeowners in the UK

Best Unsecured Loans can help you avail unsecured loans such as personal loans if you own an equity in your home. Despite your bad credit history, you can avail a loan without raising a second charge on your residential property. The amount of loan depends on the amount of equity that you own in your home, but there is no limitation on the usage of the loan amount. You can use the loan raised as homeowner for any purpose.

Herein unsecured homeowners' loan is not secured against your property and thus, there is no risk to your property on non-payment of the loan. However, when you apply for secured homeowner loans in the UK, you use your home as collateral against the loan.

Understand the Difference Between Secured Homeowner Loans and Unsecured Personal Loans as a Homeowner

Loans like credit cards and personal loans are unsecured loans, which means that there is no collateral attached to them. In this case, if you as a borrower are unable to repay the loan, the lender will lose their money. On the other hand, when you seek secured homeowner loan, equity in your property is provided as collateral against the loan. Hence, in a worst-case scenario, if you are unable to repay the loan the lender can confiscate your home and recover their money. This is the reason that you need to be careful with homeowner loans and you should take only the amount that you can easily afford.

We at Best Unsecured Loans help you find safe personal loans as homeowner. Being a homeowner you get the loans more easily as your credit score is rated higher than tenants.

There is no restriction on the usage of loan amount. From kitchen remodelling to purchase of new faucets, replacement of the boiler system to other home repair plans, all can be funded, using homeowner loans. You can additionally use home equity for searching sofas on finance, furniture on finance or even boiler finance.

We will assess your monthly income and expenditure and suggest a loan amount that you can easily afford. This is the reason that applying for a personal homeowner loans through us is a safer option. In this way, you can enjoy better interest rates without any fear of losing your property.

What to Expect?

  1. 100% safe loans
  2. Free brokering service; No upfront fees
  3. No collateral required
  4. Compare interest rates & APRs
  5. Choose low cost loans

How to Contact us?

  1. Fill the form provided. Ensure correctness of your contact details.
  2. Click on “Apply Now”.
  3. We will assess your credit situation.
  4. If approved, w will search for the closest matching deals and you can choose the one according to your requirements.

Seek Guaranteed Loan?

The main reason that we advertise guaranteed homeowner loans is that we have associations with many lenders and usually a few among them are ready to provide loans to the applicants who apply through us.

Unsecured Loans for Homeowners with Poor Credit

If you apply for loans through us then you can also get homeowner loans for poor credit. This is because the lenders associated with us understand that you may have ended up with bad credit due to unforeseen and unavoidable circumstances that are presented by the economic condition of the country. Even if the bad credit was due to your poor financial habits, then you have probably learnt from your mistake.

Lenders will check your income and job stability among other factors, if you have a bad credit history. They also try to understand the circumstances due to which you ended up with a bad credit and they take decision to approve unsecured homeowners' loans for UK people.

With us, you are also protected from making the mistake of taking a very high amount of loan, which you cannot repay. This is the reason that we have become the loan broker of choice for the homeowners in the UK who are looking for safe personal loans.

Apply Now
photo of Best Unsecured Loans Best Unsecured Loans
Best Unsecured Loans
United Kingdom
0203-633-1278